In a fast-paced city, time is often just as valuable as money. Whether you’re rushing to work, catching a flight, or simply trying to make it to your next appointment, choosing the right mode of transportation can significantly impact your day. This post breaks down when it makes sense to take a taxi instead of the subway or bus, and how you can save no matter which you choose.

Subway and Bus Commutes: Predictable but Packed
For many urban dwellers, public transit is the default. Systems like the MTA in New York offer widespread coverage, fixed fare costs, and relatively consistent schedules. Subways tend to avoid surface traffic and are ideal for long-distance travel across boroughs or neighborhoods. Buses, while slower and more prone to traffic, fill in transit gaps and connect riders to non-subway areas.

However, public transit can also come with:

• Delays due to signal problems or reroutes

• Overcrowded trains during rush hours

• Limited off-hour frequency

When Taxis Win the Time Game
Taxis provide a door-to-door experience that’s tough to beat in terms of convenience. For short, direct routes—especially during non-peak traffic times—they can often be faster than subways or buses. They also eliminate the need to walk to and from train or bus stops and are ideal for:

• Late-night travel when transit runs infrequently

• Routes requiring multiple transfers

• Situations where you’re carrying luggage, groceries, or equipment

For real-time traffic estimates, tools like Google Maps and Waze allow you to compare estimated arrival times across transportation modes. Simply enter your starting point and destination, and toggle between transit, car, and walking options.

Can You Save on Taxi Rides?
Taxi fares are typically higher than public transit, but cashback tools help close that gap. Platforms like Fluz allow you to earn cashback at Uber, save with Lyft gift cards, or get discounted gas cards if you drive yourself.
Combine Fluz with Rakuten or Ibotta for further savings on transportation-related expenses like parking, convenience store purchases, or commuter gear.

The Bottom Line
Subways and buses are ideal for routine, cost-efficient commuting—especially during peak times with known delays. Taxis shine when you need speed, convenience, or off-hour availability. With tools like traffic planners and cashback apps, you can choose the faster route and still find ways to save.